Price your project's downside in seconds.
Deductible-based downside coverage on a published index — home values, lease rates, vacancy, weather. No claims adjuster, no paperwork: the market to your right is being priced live from its own index history, right now.
5% deductible → full limit at 15% · $1,000,000 coverage · settles 2026-09
Pricing Harris County from its published index history…
Live reference quote · SIMULATED · not a binding offer. Priced from the market's own first-print history — Data from Zillow (ZHVI).
Nine states — drill from state to county, city, or zip — and the peril that matches your exposure: home values, lease rates, vacancy, or weather.
The deductible is the index decline you absorb; the coverage limit is the most the contract pays; the term runs to a quarter-end settlement. Standard layers: 2% → 10%, 5% → 15%, 8% → 20%.
One reference premium, priced from the market’s own published index history, in seconds. Quoting needs only a free account — and every quote you price registers your demand for launch.
Building the pro forma first? Every market has a market report — index level, growth, volatility, peer rank, weather-delay profile, and downside, each figure carried back to the published series and print date behind it, plus a downloadable assumptions pack for your model.
Once the model is built, the numbers keep moving. Save your markets and one monthly market brief tells you what changed when the new first prints land — month-over-month, year-over-year, the change since your last brief, and where the market now ranks against its peers. Read a sample before you subscribe.
Still choosing where to build? The market screener ranks every market we publish on growth, level, and volatility, names the peer group behind every percentile, and says how many markets were excluded for having no published first print — so a short table never gets mistaken for the whole market.
Drag the market down. Watch your payout.
Continuous, graduated payout — no all-or-nothing cliff. You absorb the decline up to your deductible; above it the contract pays proportionally to the full limit at exhaustion.
5% deductible → full limit at 15% · $1,000,000 coverage
Reference model math — SIMULATEDAt a 9% decline you'd receive $400,000 of your $1,000,000 limit.
Payout = coverage × min(1, max(0, (D − 5) / (15 − 5))) — continuous and graduated, no all-or-nothing cliff. Settles on the first-print index (Zillow ZHVI/ZORI, Apartment List, NOAA).
The guide's worked example, on this exact layer: a 9% decline at settlement gives a payout fraction of (9 − 5) / (15 − 5) = 0.4 — $400,000 of the $1,000,000 coverage limit. A decline within the 5% deductible pays $0; 15% or worse pays the full limit.
Pay in full
One premium payment up front.
Installments
Spread the premium across the term.
At funding / completion
Defer the premium to your capital event.
Price your market now
Quoting is free — email sign-up, no card. Quotes are non-binding reference estimates, and every one registers your demand for launch.
Get a quote — free accountWe're pre-launch, and we're building the demand book in the open. Every quote adds to an aggregated picture of what developers need — coverage dollars by market, peril, deductible, and term — which we take to licensed insurance and reinsurance partners to underwrite at launch. Registering your interest costs nothing, is non-binding, and shapes which markets open first.